AIA Managed Portfolios

AIA Managed Portfolios

In March 2002, AIA launched a special breed of unit trusts, namely AIA Portfolio 30, AIA Portfolio 50, AIA Portfolio 70 and AIA Portfolio 100. They are usually known as target-date funds which become more conservative as the target-date approaches. They are also funds of funds, meaning a fund comprises of many funds which gives instant diversification in geographical regions. By knowing your tolerance towards risk and aware when you would need the money, you can choose a suitable portfolio to match your requirements.

AIA Portfolio 30-
This fund aims to achieve conservative long term capital growth while earning more stable income by pursuing a strategic asset allocation of 25% in equities and 75% in bonds.

AIA Portfolio 50-
This fund aims to achieve a balance between long term capital growth and stable income by pursuing a strategic asset allocation of 45% in equities and 55% in bonds.

AIA Portfolio 70-
This fund aims to achieve moderate long term capital growth and minimal stable income by pursuing a strategic asset allocation of 65% in equities and 35% in bonds.

AIA Portfolio 100-
This fund aims to achieve pure long term capital growth by pursuing a strategic asset allocation of 100% in equities.

For friends who would need the money in less than 5 years or who are approaching retirement, I would recommend a conservative AIA Portfolio 30.
For friends who would need the money in about 10 years' time, they can choose the balance AIA Portfolio 50.
For friends who would not be touching their money for more than 15 years and able to tolerate more risk, they can choose the moderately aggressive AIA Portfolio 70 or even aggressive AIA Portfolio 100.

(NB: the number of years stated above varies according to each client's risk profile and is of indicative reference. Please have a financial health check to determine your personal risk profile. )

If you need any financial advice or would like to have a Financial Health Check, please do not hesitate to call (hp: 90887946) or email (rogerlcf@aia com.sg) for a free non-obligation consultation.